Savings Accounts

Our Savings Plans range from a minimum deposit of $100 and cover many other different time savings deposits, all geared to fit your financial goals. All savings accounts pay interest with various compounding options for even greater annual percentage yields (APY). Other options available would include dividend checks payable monthly, quarterly, or at maturity. As a convenience to you, dividends can be mailed directly to you or deposited directly to your checking or savings account.

Statement Savings Account

An interest bearing Savings Account with a low minimum deposit requirement.

Features include:

• Low minimum balance of $100 to open the account
• Interest bearing
• Interest compounded daily and posted quarterly
• Statements are mailed quarterly
• Account can be linked to checking accounts and transfers can be made automatically when deposits are needed in the checking account.

For automatic transfers a $3.00 per transfer will be assessed if linked to a checking account. Minimum transfer is $25, and in multiples of $25.

Certificates of Deposit

Term deposits that earn higher interest if held to maturity.

Terms include:

• 182 Day
• 9 Month
• 12 Month
• 18 Month
• 30 Month

Features Include:

• $500 minimum balance to open, interest is compounded and paid quarterly
• Automatically renews at maturity

91 Day certificates also available

Individual Retirement Account

Retirement funds that will earn tax free interest until the funds are withdrawn.

Features include:

• 18-month certificate of deposit
• Low minimum balance of $100 to open the account
• Compounded daily and paid quarterly
• Automatically renews at maturity

Christmas Club Account

This account allows a means for planned regular deposits to provide funds for Christmas.

• Opened as a regular savings account
• Available for both Consumer and Business Accounts

$10 early close out fee for Business Christmas clubs