Checking Accounts

Pee Dee Federal Savings Bank offers checking accounts that are tailored for your personal interest. We have low minimum deposit checking that pays YOU interest on your deposits.

Visa Check Cards are available with all checking accounts. These cards will allow you to access your checking accounts through an ATM or used for a point of sale transaction

Pee Dee Personal

Basic non-interest bearing checking account with nominal monthly fees.

Features include:

• Non-interest bearing account
• Low minimum balance of $250 to avoid service charge

$5.00 monthly maintence fee and $0.25 per item fee if the account balance falls below the minimum

NOW Account

Checking Accounts that pay interest when the balance is above $500 while avoiding any service charges.

Features include:

• Interest paid when the balance is above $500
• $500 minimum balance to avoid service charges

$3.00 monthly maintence fee and $0.25 per item fee if the account falls below the minimum balance

Prime Plus

Checking accounts that are designed for customers at least 50 years of age.

Features include:

• No minimum balance
• No maintenance fee
• Interest paid when the balance is above $500
• PDF style checks at no charge

Money Market Account

Interest rate tiered checking account with limited check writing.

Features include:

• 3 monthly checks - $3.00 per check over 3
• Tiered based account to earn interest:
• Money Market interest rate paid when balance is above $2500
• NOW Account interest paid when the balance is $500-$2499.99
• Non-interest bearing when the balance is below $500

Pee Dee Advantage Checking

No minimum balance required for a small monthly fee.

Features include:

• Low minimum balance of $100 to open
• Unlimited check writing
• No fee student checking
• No minimum balance requirement
• PDF style checks at no charge

$5.00 monthly fee regardless of balance.

Commercial Checking

No minimum balance required for a small monthly fee.

Features include:

• Low opening balance of $250
• Non-interest bearing

$5.00 monthly fee if balance falls below $10,000